Terms & Conditions

01Agreement to Terms

By accessing or using the JOQR application and website operated by YouShopper Ltd (“Company”, “we”, “us”), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

02Service Description

JOQR is a digital crypto card and wallet application that enables users to manage cryptocurrency assets, make payments, and access related financial services. JOQR is a brand and product operated by YouShopper Ltd, a company registered in the United Kingdom.

03Eligibility

To use JOQR, you must be at least 18 years of age and have the legal capacity to enter into a binding agreement. By using our services, you represent and warrant that you meet these requirements.

04Account Registration

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorised use.

05Acceptable Use

You agree not to:

• Use our services for any unlawful purpose or in violation of any applicable laws
• Engage in money laundering, terrorist financing, or other financial crimes
• Attempt to gain unauthorised access to our systems or networks
• Interfere with or disrupt the integrity of our services
• Use our services to transmit harmful or malicious content

06Intellectual Property

All content, trademarks, logos, and intellectual property displayed on the JOQR application and website are owned by or licensed to YouShopper Ltd. You may not reproduce, distribute, or create derivative works without our prior written consent.

07Limitation of Liability

To the maximum extent permitted by law, YouShopper Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, data, or digital assets.

08Disclaimer of Warranties

Our services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or free of harmful components.

09Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website. Your continued use of our services after such modifications constitutes acceptance of the updated Terms.

11Contact Information

For questions about these Terms & Conditions, please contact us: